How to File a Bicycle Accident Claim in Denver

Denver is a great city for bicycling, but if you get in an accident here, you might wonder about your legal rights and options for pursuing compensation. Bike accidents can result in serious injuries, leaving you with expensive medical bills and time away from work.

Fortunately, you may have various legal options available that can help compensate for these and other losses. An experienced bike injury attorney from Dulin McQuinn Young can review your situation if someone else’s negligence was responsible for your injuries.

Call today for a free case review. 

Insurance Coverage Options for Bike Accidents

If you are injured in a bicycle accident, there may be various insurance policies available that can cover you, including:

• Health insurance: You may first turn to your health insurance to cover the costs of your immediate medical treatment. You may have to meet your deductible first and pay co-pays. You might also be required to pay your health insurer back for any personal injury settlement proceeds you later receive. 
• Your car insurance: Your car insurance policy might cover you, depending on the specifics of the bike accident and your policy language. For example, you may have Med-Pay coverage as part of your auto insurance. Colorado insurance companies are required to offer this type of insurance, which pays for your reasonable medical expenses after an accident, up to your policy limits and regardless of fault. If a hit-and-run driver harms you, you might be able to file a claim with your uninsured motorist coverage.
• The at-fault driver’s liability insurance: You may be able to file a claim with the negligent driver’s liability insurance to seek compensation for your medical bills and other losses.
• Homeowner’s or renter’s insurance: You may be able to file a claim with your homeowner’s or renter’s insurance policy for the cost to repair or replace your bike and other damaged personal property.

An experienced injury lawyer from our law firm can review your situation and insurance policies to determine your legal options.

Steps Involved in Filing a Bicycle Accident Claim

If you were injured in a bicycle accident caused by someone else, you will generally follow these steps:

• Report the accident – Call 911 to have a police officer respond to the accident scene and complete an official report.
• Seek medical attention – Go by ambulance to the nearest emergency room or seek medical attention immediately after the accident. 
• Gather information – Get the driver’s name, contact information, and insurance information. Ask witnesses for their details, too.
• Document the scene – If possible, use your cell phone to take pictures of the accident scene and your injuries. 
• Contact an experienced bicycle accident lawyer – Your lawyer can handle communications with the insurance company and prevent you from saying or doing anything that might harm your claim. They can file your legal claim on your behalf and handle the next steps, including seeking fair compensation and negotiating a reasonable settlement. 

Call Us Today for Your Free Consultation

If you would like to learn more about your legal rights and options for holding a negligent driver responsible for your injuries, contact the legal team at Dulin McQuinn Young for a free case review.