When you’re injured in an accident involving an Uber or Lyft, the process for getting your bills paid and dealing with other expenses isn’t always straightforward. The overlapping coverage between personal and rideshare insurance, plus questions about the driver’s app status at the time of the accident, can leave accident victims frustrated.
Whether you were a passenger, a pedestrian, or driving another car, it’s important to protect your rights. An attorney can give you clear answers and fight for the compensation you need. Don’t let your questions go unanswered; call Dulin McQuinn Young and speak with a Lakewood Uber/Lyft accident attorney today.
Why Call Dulin McQuinn Young After a Lakewood Uber/Lyft Accident
When a rideshare collision leaves you hurt, you want lawyers who handle your case with the same urgency and care they’d show a close friend. Our team does this and so much more.
- We were named Denver’s best personal injury lawyers for 2025
- Our lawyers have delivered record-setting verdicts that allow our clients to recover and move forward with their lives
- We limit our case load so we can work closely with every client and give their case the attention it deserves
When you work with us, you work with a team that genuinely cares about your case.
The Advantage of Legal Help From a Lakewood Uber/Lyft Accident Lawyer
Standing up to national rideshare companies on your own is intimidating, but an experienced attorney handles the pushback for you. Here’s how:
- Gathers all relevant evidence, like information from the app, insurance policy details, video footage, witness testimony, and police reports
- Calculates your damages, which include tangible and intangible losses as well as future losses
- Challenges any attempts to shift blame onto you or minimize your injuries
Letting a lawyer take some of the burden off your shoulders is essential if you want to focus on your recovery.
Why Rideshare Accidents Happen
When you get into an Uber or Lyft, you assume the driver is going to get you where you need to go safely. Unfortunately, several behaviors and oversights can lead to harm for both riders and others on the road.
Driving While Exhausted
Late nights and back-to-back shifts aren’t unusual for many rideshare drivers. Whether they’re chasing surge pricing or fitting their driving in after another job, fatigue can occur and make it harder to focus and react quickly.
Confusion About the Local Roads
Rideshare platforms may route drivers into areas they’ve never visited before. This can mean missed turns, abrupt lane changes, or heavy reliance on navigation apps, all of which increase accident risks.
Driving Under the Influence
Occasionally, drivers use drugs or alcohol before or while working. Any impairment means slower reflexes and poor decisions, which puts everyone on the road in danger.
Multi-Tasking While Driving
Managing ride requests, navigation, and conversations with passengers pulls a driver’s attention in too many directions. All of these things take the driver’s attention away from the road and can make it difficult to react to what’s happening on the road.
Neglecting Vehicle Maintenance
Some rideshare vehicles go thousands of miles each month, and skipping maintenance leads to worn-out brakes, bald tires, or mechanical failures. This can turn minor problems into major risks for accidents.
Who Pays for Your Losses After an Uber or Lyft Crash?
After a rideshare accident, figuring out which insurance policy actually pays for your injuries or damaged property can be confusing. The answer depends on the details of how and when the crash happened.
Personal Auto Insurance or Rideshare Insurance
Figuring out which insurance policy is responsible after you’re involved in an accident with a rideshare vehicle depends on what the driver was doing at the time of the crash. Here’s how coverage typically works:
Driver Is Off Duty – Personal Insurance
If the Uber or Lyft driver is not using the app and is just driving for personal reasons, their own personal auto insurance covers any accident.
App is On, Waiting for a Ride Request – Limited Coverage From Uber or Lyft
As soon as the driver turns on the rideshare app but hasn’t accepted a fare yet, things change. Both the driver’s own car insurance and limited coverage from Uber or Lyft may be available, but rideshare coverage is usually more limited at this stage.
En Route or Carrying a Passenger – Full Coverage From Uber or Lyft
Once a driver accepts a ride request or has a passenger in the car, Uber or Lyft’s commercial policy comes into play. This policy offers much higher liability limits and is designed to cover accidents during active rides, especially when the driver’s personal insurance isn’t enough to pay for all the damages.
Insurance Coverage For Rideshare Passengers and Third Parties
If you’re injured as a passenger, Uber or Lyft’s commercial insurance usually covers your medical bills and other losses. Pedestrians or people in other vehicles injured by a rideshare car can also file a claim against that commercial policy, as long as the driver was officially on duty.
Contact Dulin McQuinn Young Now to Set Up Your Case Review With a Lakewood Uber/Lyft Accident Lawyer
There’s no reason to fight an uphill battle alone after an Uber or Lyft crash. An attorney familiar with these claims can take over communication with the rideshare company and their insurance representatives and fight for full compensation on your behalf.
No matter how stubborn the insurance companies are, your lawyer will stand firm and fight for you. An experienced lawyer levels the playing field, giving you a better chance at success. Get reliable answers to your questions about a Lakewood Uber/Lyft accident case by contacting Dulin McQuinn Young today.