After a rideshare accident, you might have questions about who’s paying for your injuries and how to deal with multiple insurance companies. Medical expenses pile up quickly, and the process to get coverage for your losses can be incredibly confusing. When a rideshare accident occurs, it’s more important than ever to work with an experienced lawyer. Don’t settle for less than you deserve. Let Dulin McQuinn Young fight for your rights every step of the way. Contact us today to speak with a Centennial Uber/Lyft accident lawyer.
Why Choose Dulin McQuinn Young for Your Centennial Uber/Lyft Accident Case
If you feel lost after a rideshare accident, it’s important to find the right legal team. If you work with us, you’ll notice right away that we offer a kind of personal service you don’t find at most firms.
- We have decades of experience guiding clients through just about every type of car accident case, including Uber and Lyft accidents
- We have a strong focus on quality over quantity, and your case will always get the attention it deserves
- We prepare every case as if it will go to trial, so we are intimately familiar with the strengths and weaknesses of your case, which allows us to push for a higher settlement offer
We’re here to help you with the difficulties of a rideshare accident whenever you’re ready to get started.
How a Centennial Uber/Lyft Injury Lawyer Handles Your Claim
A rideshare accident can quickly get complicated, but a skilled attorney makes everything a little bit easier. Here’s how:
- Sorts out which insurance policies apply at each stage of the accident and whether you need to collect your damages from the driver or the company’s insurance policy
- Pushes back against the insurance company if they try to offer you less than what you deserve
- Tracks down and speaks with witnesses who can confirm what happened if other parties are disputing liability
When you have competent legal help by your side, you get the peace of mind that comes with knowing that someone is fighting for you.
Insurance Coverage and Paying For Damages in a Rideshare Accident
Getting hurt in an Uber or Lyft accident raises a big question: whose insurance policy should actually cover all your expenses? The answer isn’t always straightforward and depends on the driver’s status at the exact moment of the crash.
Driver’s Status Dictates Coverage
If the driver hadn’t turned the app on yet, their own auto policy is responsible for any damage or injury. As soon as the app is active (even if no ride is accepted yet), Uber or Lyft’s insurance policy can kick in if the driver’s coverage isn’t enough. Once a trip is accepted or a passenger is picked up, Uber and Lyft provide significant commercial insurance to cover injuries to anyone injured in a rideshare accident.
If another driver crashes into your rideshare, their insurance is supposed to cover your damages, assuming they have adequate insurance coverage.
Uninsured Motorist (UM) Insurance is Required For Colorado Rideshare Drivers
Rideshare companies like Uber and Lyft, or their drivers, are legally required to provide insurance that covers situations where an at-fault driver has no insurance or not enough coverage. The minimum required coverage is $200,000 per person and $400,000 per occurrence.
FOR EACH TRANSPORTATION NETWORK COMPANY DRIVER, THE DRIVER’S TRANSPORTATION NETWORK COMPANY SHALL FILE WITH THE COMMISSION, IN A MANNER PRESCRIBED BY THE COMMISSION, DOCUMENTATION EVIDENCING THAT THE ________ TRANSPORTATION NETWORK COMPANY HAS SECURED INSURANCE COVERAGE AGAINST DAMAGE CAUSED BY UNINSURED MOTORISTS, AS DESCRIBED IN SECTION 10-4-609, FOR THE DRIVER AND FOR EACH TRANSPORTATION NETWORK COMPANY RIDER IN THE DRIVER’S PERSONAL VEHICLE FOR INCIDENTS INVOLVING THE DRIVER DURING A PREARRANGED RIDE. SUCH COVERAGE MUST BE IN THE AMOUNTS OF AT LEAST TWO HUNDRED THOUSAND DOLLARS PER PERSON AND FOUR HUNDRED THOUSAND DOLLARS PER OCCURRENCE. THE INSURANCE POLICY MUST PROVIDE COVERAGE TO DRIVERS AND RIDERS AT ALL TIMES THE DRIVER IS ENGAGED IN A PREARRANGED RIDE.
Unlike regular car insurance, where policyholders can sometimes reject UM coverage, rideshare companies/their drivers cannot opt out of this type of insurance.
This setup helps make sure that if an uninsured or underinsured driver causes a crash during your Uber or Lyft ride, there will still be sufficient insurance in place to help pay for your injuries and other losses.
Dulin McQuinn Young is Here For You – Contact Us Today
Rideshare accident claims involve more moving parts than most people expect. Taking on these cases with an experienced lawyer means your claim will be handled with skill and persistence. You get someone who answers your questions, tracks deadlines, and deals directly with the insurance companies so you don’t have to. That peace of mind lets you focus on healing and rebuilding after an unexpected setback. It’s easy to get started with your case; just call Dulin McQuinn Young and set up your free consultation.